Carmel is one of the fastest-growing cities in the Midwest — and Pacer Processing helps Carmel merchants grow even faster by eliminating credit card processing fees entirely.
Carmel has earned its reputation as one of Indiana's premier business destinations. With thriving commercial districts along the Arts & Design District, Midtown, and City Center, the city attracts entrepreneurs who expect premium services — including payment processing that doesn't erode their margins.
Pacer Processing Solutions is based just minutes away in Westfield, giving Carmel businesses the advantage of a truly local merchant services provider. We understand the Hamilton County business community because we're part of it. When you need same-day terminal support or a face-to-face consultation, we're right down the road — not in a call center halfway across the country.
Our compliant dual-pricing program allows Carmel businesses to offset 100% of their credit card processing costs. Here's how it works: you display both a cash price and a card price at the point of sale. Card-paying customers cover the processing cost, while cash customers get the lower price. It's transparent, fully compliant with Indiana law and all major card network rules, and most customers don't think twice about it.
The result? Carmel merchants we work with save an average of $8,000 to $20,000 per year — money that goes straight back into the business instead of to a payment processor.
Dual-pricing and cash discount programs that eliminate your processing fees. Fully compliant, easy to implement, and customers understand it immediately.
Modern, sleek POS hardware that fits Carmel's upscale retail and dining environments. From Clover Go for mobile to Station Duo for full-service restaurants.
Cost-effective, reliable payment terminals with cloud management. Perfect for Carmel service businesses, salons, and professional offices.
CardConnect's Point-to-Point Encryption and tokenization protect your Carmel customers' payment data at every step of the transaction.
We work with a wide range of Carmel businesses, including:
National processors like Square and Stripe charge a flat 2.6% to 3.5% on every transaction with no room to negotiate. They also don't answer the phone when something goes wrong on a busy Friday evening. Pacer is different. As a Westfield-based business serving the Hamilton County community, we provide the personal attention that Carmel business owners expect — including in-person setup, same-day support, and a direct line to our team.
Ready to see the numbers? Upload your current processing statement and we'll build a free, custom savings comparison within 24 hours. No contract, no obligation.
Get a free savings report or start your merchant application today. Setup takes less than a week.
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